---
title: Receiving and handling merchant token notifications
framework: applepaymerchanttokenmanagementapi
role: article
path: applepaymerchanttokenmanagementapi/receiving-and-handling-merchant-token-notifications
---

# Receiving and handling merchant token notifications

## Receiving and handling merchant token notifications

Receiving and handling merchant token notifications Implement an endpoint to receive and handle merchant token life-cycle updates from Apple Pay.

Overview

A *merchant token* associates a payment card, merchant, and user. Apple Pay issues a merchant token when a customer initiates a purchase using Apple Pay in your app or on your website. When your app or website creates a payment request for a recurring payment or an automatic-reload payment, you pass your server’s notification URL in the `tokenNotificationURL` parameter. When a life-cycle event affects the token — for example, the card’s expiration date changes, or the user or issuer deletes the token — Apple Pay sends you a notification with a unique event identifier to that `tokenNotificationURL`.

Implement the [Send Merchant Token Event](/documentation/merchanttokennotificationservices/send-merchant-token-event) endpoint at the `tokenNotificationURL` you provide to receive and handle merchant token updates from Apple Pay.