Complying with regional regulations

Overview

Some regional regulations may require specific configurations in your Apple Pay implementation, such as including certain options in properties. Below is some guidance on configuring your implementation in current Apple Pay markets.

United Kingdom and European Economic Area

Transactions that take place in the United Kingdom and European Economic Area may be subject to The Payment Services Directive 2 (PSD2). Set the countryCode of the transaction to the region where it’s processed. Apple Pay uses the countryCode to generate data for the transaction that complies with this regulation. You’re also required to show a final amount on the payment sheet. For more information on PSD2, see Strong Customer Authentication Transactions in the European Economic Area.

Saudi Arabia

Saudi Arabia requires that all domestic debit transactions use the mada network. Merchants based in Saudi Arabia that support debit cards should add the mada payment network to their supported payment networks. If merchants don’t include mada, Apple Pay users may not be able to use certain Saudi-issued cards when the countryCode is SA (Saudi Arabia). Merchants using a PSP should confirm they support the mada network.

United Arab Emirates (UAE)

The UAE requires that all domestic debit and prepaid transactions use the Jaywan network. Merchants based in UAE that support debit and prepaid cards should add the jaywan payment network to their supported payment networks. If merchants don’t include jaywan, Apple Pay users may not be able to use certain UAE-issued cards when the countryCode is AE (United Arab Emirates). Merchants using a PSP should confirm they support the Jaywan network.

See Also

Apple Pay setup

• Setting up Apple Pay
• Offering Apple Pay in Your App